Effective Date: April 22, 2025
Welcome to AnnuityLife.org (“we,” “our,” or “us”). By accessing or using our website, you agree to be bound by the following Terms of Service. Please read them carefully.
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1. Use of the Website
You agree to use this website only for lawful purposes. You must not:
• Misrepresent your identity
• Submit false or misleading information
• Attempt to interfere with the site’s functionality or security
• Use this website for any unauthorized or unlawful purpose
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2. Our Services
AnnuityLife.org is a lead generation platform that connects users with licensed insurance agents or brokers who offer life insurance, annuities, and related financial products.
We do not offer or sell insurance policies directly. Any insurance product or service you obtain is provided by a licensed third-party agent or broker.
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3. No Financial or Legal Advice
The content on our website is for informational purposes only and does not constitute financial, legal, or tax advice. You should consult with a licensed professional before making any financial decisions.
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4. Accuracy of Information
You agree that all information you provide through our site is accurate, complete, and up to date to the best of your knowledge. You also understand that your information may be shared with licensed professionals for the purpose of helping you obtain a quote or coverage.
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5. Consent to Contact (TCPA)
By submitting your contact information through our website, you provide express written consent for AnnuityLife.org and our marketing partners or agents to contact you via:
• Phone calls (including using automated dialers or pre-recorded messages)
• Text messages
• Emails
This contact may be for marketing purposes. You may opt out at any time by replying “STOP” to any message or emailing [email protected].
You understand that your consent is not a condition of purchasing any product or service.
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6. Intellectual Property
All content on this website—including text, images, logos, graphics, and software—is the property of AnnuityLife.org or its content suppliers and is protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any content without our written permission.
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7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of information on any external sites. Use them at your own risk.
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8. Disclaimer of Warranties
We provide this website “as is” and without any warranties of any kind, either express or implied. We make no guarantees that:
• The site will always be available or error-free
• The information provided is accurate, reliable, or complete
• Your experience will be secure or uninterrupted
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9. Limitation of Liability
To the maximum extent permitted by law, AnnuityLife.org shall not be liable for any damages resulting from:
• Your use of (or inability to use) this website
• Interactions with any third-party agents or service providers
• Any errors or omissions in website content
• Unauthorized access to or alteration of your personal data
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10. Governing Law
These Terms are governed by and interpreted in accordance with the laws of the State of Florida, without regard to its conflict of laws rules.
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11. Changes to Terms
We may update these Terms of Service from time to time. Any changes will be posted on this page with a revised effective date. Your continued use of the site after any update means you accept the new terms.
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12. Contact Us
For questions about these Terms or your experience with our site, you can reach us at: