Effective Date: Jan 1, 2025
AnnuityLife.org (“we,” “our,” or “us”) is a DBA (doing business as) of LenDel Real Estate Services, LLC. We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share information when you visit our website or interact with us.
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Information We Collect
When you fill out a form on our website, we collect:
• Name
• Email address
• Phone number
Additional information, such as date of birth, financial details, and other data needed to offer life insurance or annuity recommendations, may be collected during a phone consultation or subsequent communication.
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How We Use Your Information
We may use your information to:
• Contact you about insurance or annuity products
• Connect you with a licensed insurance agent or financial professional
• Respond to your questions or requests
• Improve our website and services
• Fulfill legal or regulatory requirements
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How We Share Information
We may share your information with:
• Licensed insurance agents and brokers in our network
• Service providers who help us communicate with you or manage customer data
• Regulatory authorities, if legally required
We do not sell your information to third-party marketers.
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Cookies and Tracking
Our website may use cookies and similar tracking technologies to enhance your experience. This may include tools such as Google Analytics, Facebook Pixel, or other retargeting tools. These technologies help us measure performance and tailor ads to relevant audiences.
You can control cookie settings through your browser preferences.
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GLBA Disclosure (Gramm-Leach-Bliley Act)
As an organization involved in financial services, we comply with the Gramm-Leach-Bliley Act (GLBA). Any nonpublic personal information (NPI) we collect is protected and shared only as necessary to deliver the services you’ve requested, such as connecting you with an agent or providing insurance quotes.
We do not disclose NPI to non-affiliated third parties, except as permitted or required by law.
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TCPA Disclosure (Telephone Consumer Protection Act)
By submitting your contact information through our website, you agree and acknowledge that:
• You are providing express written consent for AnnuityLife.org and its partners or licensed agents to contact you.
• This contact may include calls, texts, or emails, including using an automated dialing system or pre-recorded messages.
• You are not required to provide this consent as a condition of purchasing any product or service.
• You can opt out at any time by replying “STOP” to any SMS message or by contacting us directly.
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Your Privacy Rights (CCPA – California Residents)
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:
• The right to know what personal data we collect, use, and share
• The right to request deletion of your personal data
• The right to opt out of the sale or sharing of your personal information
• The right to non-discrimination for exercising your privacy rights
To exercise these rights, contact us at [email protected]. You may be asked to verify your identity before we can fulfill your request.
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Data Security
We take reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet or storage is 100% secure.
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Your Choices
You may:
• Opt out of email, SMS, or phone communications at any time
• Request access to or deletion of your data
• Contact us to update or correct your information
To make a request, email us at [email protected].
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Changes to This Policy
We may update this Privacy Policy periodically. We will post any changes to this page along with the updated effective date.
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Contact Us
If you have any questions about this Privacy Policy or your data, please reach out to: